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Directors and Officers (D&O) insurance offers vital protection to a company and to its directors and officers against financial claims and liabilities. D&O insurance is unlike other liability insurance in several important respects. First, it generally provides coverage for both the company and its officers and directors, despite the fact that the interests of the insureds often diverge. This aspect of D&O insurance stresses the importance of understanding the basics of a D&O policy. 

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