While America votes on Nov. 8, the U.S. Supreme Court will be hearing arguments about how far the Fair Housing Act of 1968 still reaches.

The U.S. Court of Appeals for the Eleventh Circuit said the law allows Miami to sue financial giants Wells Fargo and Bank of America for discriminating against minorities in mortgage lending. Allegedly the banks either refused credit to minority borrowers on terms equal to nonminorities, a practice called redlining, or they committed reverse redlining by extending credit on predatory terms.